Ohio Health and life insurance
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Latest notes & summaries Ohio Health and life insurance
Ohio Health and life insurance exam 
Exam Questions and Answers 
(2024 / 2025) (Verified 
Answers) 
How soon can the benefit payments begin with a deferred 
annuity? - CORRECT ANSWER A minimum of 12 months 
after date of purchase 
Which of these factors is NOT taken into consideration when 
determining the cost of a long- term care policy? - CORRECT 
ANSWER Personal income 
An agent is legally permitted to share his/her commissions - 
CORRECT ANSWER with another licensed agent 
The waiver ...
- Exam (elaborations)
- • 19 pages's •
-
Ohio Health and life insurance•Ohio Health and life insurance
Preview 3 out of 19 pages
Ohio Health and life insurance exam 
Exam Questions and Answers 
(2024 / 2025) (Verified 
Answers) 
How soon can the benefit payments begin with a deferred 
annuity? - CORRECT ANSWER A minimum of 12 months 
after date of purchase 
Which of these factors is NOT taken into consideration when 
determining the cost of a long- term care policy? - CORRECT 
ANSWER Personal income 
An agent is legally permitted to share his/her commissions - 
CORRECT ANSWER with another licensed agent 
The waiver ...
Ohio Health and life insurance exam 
Exam Questions and Answers 
(2024 / 2025) (Verified 
Answers) 
The type of policy where the insurer can send a notice to the 
insured that the policy has been cancelled in the middle of 
the term is called - CORRECT answer cancelable 
How soon can the benefit payments begin with a deferred 
annuity? - CORRECT answer A minimum of 12 months after 
date of purchase 
Which of these factors is NOT taken into consideration when 
determining the cost of a lon...
- Exam (elaborations)
- • 19 pages's •
-
Ohio Health and life insurance•Ohio Health and life insurance
Preview 3 out of 19 pages
Ohio Health and life insurance exam 
Exam Questions and Answers 
(2024 / 2025) (Verified 
Answers) 
The type of policy where the insurer can send a notice to the 
insured that the policy has been cancelled in the middle of 
the term is called - CORRECT answer cancelable 
How soon can the benefit payments begin with a deferred 
annuity? - CORRECT answer A minimum of 12 months after 
date of purchase 
Which of these factors is NOT taken into consideration when 
determining the cost of a lon...
Ohio Health and life insurance exam 
Exam Questions and Answers 
(2024 / 2025) (Verified 
Answers) 
How soon can the benefit payments begin with a deferred 
annuity? - CORRECT ANSWER A minimum of 12 months 
after date of purchase 
Which of these factors is NOT taken into consideration when 
determining the cost of a long- term care policy? - CORRECT 
ANSWER Personal income 
An agent i
- Exam (elaborations)
- • 60 pages's •
-
Ohio Health and life insurance•Ohio Health and life insurance
Preview 4 out of 60 pages
Ohio Health and life insurance exam 
Exam Questions and Answers 
(2024 / 2025) (Verified 
Answers) 
How soon can the benefit payments begin with a deferred 
annuity? - CORRECT ANSWER A minimum of 12 months 
after date of purchase 
Which of these factors is NOT taken into consideration when 
determining the cost of a long- term care policy? - CORRECT 
ANSWER Personal income 
An agent i
Ohio Health and life insurance exam 
Exam Questions and Answers (2024 / 
2025) (Verified Answers) 
Insurance - CORRECT ANSWER A contract that indemnifies 
another against loss, damage, or liability 
Indemnify - CORRECT ANSWER To make one whole by 
restoring them to the same financial position that existed 
before the loss 
Pure risk - CORRECT ANSWER There is only a chance of 
loss and there is no possibility for gain (insurable) 
Speculative risk - CORRECT ANSWER Uncertainty of loss or 
g...
- Exam (elaborations)
- • 124 pages's •
-
Ohio Health and life insurance•Ohio Health and life insurance
Preview 4 out of 124 pages
Ohio Health and life insurance exam 
Exam Questions and Answers (2024 / 
2025) (Verified Answers) 
Insurance - CORRECT ANSWER A contract that indemnifies 
another against loss, damage, or liability 
Indemnify - CORRECT ANSWER To make one whole by 
restoring them to the same financial position that existed 
before the loss 
Pure risk - CORRECT ANSWER There is only a chance of 
loss and there is no possibility for gain (insurable) 
Speculative risk - CORRECT ANSWER Uncertainty of loss or 
g...