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Life Insurance Exam Questions and Answers (2023 / 2024) (Verified Answers)
Life Insurance Exam Questions and Answers (2023 / 2024) (Verified Answers) 
J has a life policy with the Guaranteed Insurability rider. J has just celebrated their 42nd birthday and realizes that she wants to use her rider and buy more death benefit. Which of the following will apply to J's request? 
A: The insurer will allow J to add more insurance without proving insurability. 
B: The insurer will allow J to add more insurance pending a paramedical exam. 
C: The insurer will deny J's request...
- Exam (elaborations)
- • 33 pages •
Life Insurance Exam Questions and Answers (2023 / 2024) (Verified Answers) 
J has a life policy with the Guaranteed Insurability rider. J has just celebrated their 42nd birthday and realizes that she wants to use her rider and buy more death benefit. Which of the following will apply to J's request? 
A: The insurer will allow J to add more insurance without proving insurability. 
B: The insurer will allow J to add more insurance pending a paramedical exam. 
C: The insurer will deny J's request...
Life Insurance Practice Exam Questions and Answers (2023 / 2024) (Verified Answers)
Life Insurance Practice Exam Questions and Answers (2023 / 2024) (Verified Answers) 
The ownership provision entities the policy owner to do all of the following EXCEPT 
 
a) Assign the policy. 
b) Designate a beneficiary. 
c) Set premium rates. 
d) Receive a policy loan. 
c) Set premium rates. 
 
The insurer sets premium rates based upon underwriting considerations. 
 
 
Which of the following protects consumers against the circulation of inaccurate or obsolete personal or financial information...
- Exam (elaborations)
- • 18 pages •
Life Insurance Practice Exam Questions and Answers (2023 / 2024) (Verified Answers) 
The ownership provision entities the policy owner to do all of the following EXCEPT 
 
a) Assign the policy. 
b) Designate a beneficiary. 
c) Set premium rates. 
d) Receive a policy loan. 
c) Set premium rates. 
 
The insurer sets premium rates based upon underwriting considerations. 
 
 
Which of the following protects consumers against the circulation of inaccurate or obsolete personal or financial information...
Life insurance - practice test Questions and Answers (2023 / 2024) (Verified Answers)
Life insurance - practice test Questions and Answers (2023 / 2024) (Verified Answers) 
A special characteristic of insurance contract where equal value is not exchanged between parties is known as: 
Aleatory 
 
 
Life insurance contracts are ___ agreements 
Unilateral 
 
 
What is the proper definition of "take it or leave it" contracts written by insurer? 
Adhesion 
 
 
using the human value approach, the best way to figure out the amount of death benefit is based on?: 
A. proposed insured's...
- Exam (elaborations)
- • 12 pages •
Life insurance - practice test Questions and Answers (2023 / 2024) (Verified Answers) 
A special characteristic of insurance contract where equal value is not exchanged between parties is known as: 
Aleatory 
 
 
Life insurance contracts are ___ agreements 
Unilateral 
 
 
What is the proper definition of "take it or leave it" contracts written by insurer? 
Adhesion 
 
 
using the human value approach, the best way to figure out the amount of death benefit is based on?: 
A. proposed insured's...
Life Insurance Exam Prep Questions and Answers (2023 / 2024) (Verified Answers)
Life Insurance Exam Prep Questions and Answers (2023 / 2024) (Verified Answers) 
An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner 
A policy summary and buyer's guide 
 
 
All of the following actions are considered rebating EXCEPT 
Sharing commissions with other licensed and appointed agents 
 
 
What benefit does the Payor Clause on a Juvenile Life Policy provide? 
Premiums are waived if payor becomes disabled 
 
 
An agent who signs a blank contract...
- Exam (elaborations)
- • 19 pages •
Life Insurance Exam Prep Questions and Answers (2023 / 2024) (Verified Answers) 
An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner 
A policy summary and buyer's guide 
 
 
All of the following actions are considered rebating EXCEPT 
Sharing commissions with other licensed and appointed agents 
 
 
What benefit does the Payor Clause on a Juvenile Life Policy provide? 
Premiums are waived if payor becomes disabled 
 
 
An agent who signs a blank contract...
NCCER Module 1 (safety) Questions and Answers (2023 / 2024) (Verified Answers)
NCCER Module 1 (safety) Questions and Answers (2023 / 2024) (Verified Answers) 
companies with strong safety cultures usually have lower? 
Turnover 
 
 
what is a statement regarding safety? 
it's a learned behavior and attitude 
 
 
poor lighting, excessive noise, and inadequate guards for moving parts are examples of? 
unsafe conditions 
 
 
the activity that consists of breaking a job into its component tasks and then analyzing each step for potential hazards is called a? 
job safety analysi...
- Exam (elaborations)
- • 3 pages •
NCCER Module 1 (safety) Questions and Answers (2023 / 2024) (Verified Answers) 
companies with strong safety cultures usually have lower? 
Turnover 
 
 
what is a statement regarding safety? 
it's a learned behavior and attitude 
 
 
poor lighting, excessive noise, and inadequate guards for moving parts are examples of? 
unsafe conditions 
 
 
the activity that consists of breaking a job into its component tasks and then analyzing each step for potential hazards is called a? 
job safety analysi...
NCCER Core Module 1 2024 with complete solution
NCCER Core Module 1 2024 with complete solution 
Companies with strong safety cultures usually have lower? 
Turnover 
 
 
Poor lighting, excessive noise, and inadequate guards for moving parts are examples of 
unsafe conditions 
 
 
The activity that consists of breaking a job into its component tasks and then analyzing each step for 
potential hazards is called a _____. 
Job Safety Analysis 
 
 
A measure of the probability, consequences, and exposure related to an event is referred to as _____...
- Exam (elaborations)
- • 3 pages •
NCCER Core Module 1 2024 with complete solution 
Companies with strong safety cultures usually have lower? 
Turnover 
 
 
Poor lighting, excessive noise, and inadequate guards for moving parts are examples of 
unsafe conditions 
 
 
The activity that consists of breaking a job into its component tasks and then analyzing each step for 
potential hazards is called a _____. 
Job Safety Analysis 
 
 
A measure of the probability, consequences, and exposure related to an event is referred to as _____...
NCCER study guide Module 1 Basic Safety 2024 with complete solution
NCCER study guide Module 1 Basic Safety 2024 with complete solution 
Companies with strong safety cultures usually have lower _ . 
turnover 
 
 
Safety is a learned behavior and attitude. T/F 
TRUE 
 
 
Poor lighting, excessive noise, inadequate guards for moving parts are examples of _ _. 
unsafe conditions 
 
 
The activity that consists of breaking a job into its component task and then analyzing each step for potential hazards is called _ _ _ . 
job safety analysis 
 
 
The measure of probab...
- Exam (elaborations)
- • 3 pages •
NCCER study guide Module 1 Basic Safety 2024 with complete solution 
Companies with strong safety cultures usually have lower _ . 
turnover 
 
 
Safety is a learned behavior and attitude. T/F 
TRUE 
 
 
Poor lighting, excessive noise, inadequate guards for moving parts are examples of _ _. 
unsafe conditions 
 
 
The activity that consists of breaking a job into its component task and then analyzing each step for potential hazards is called _ _ _ . 
job safety analysis 
 
 
The measure of probab...
NCCER BASIC SAFETY MODULE with complete solution
NCCER BASIC SAFETY MODULE with complete solution 
saftey record 
is more than the number of days a company has worked without an accident. 
 
 
safety is? 
learned behavior and attitude. 
 
 
safety is a way of? 
working that must be incorporated into the company as a culture. 
 
 
Safety Culture 
is created when the whole company sees the value of safe work environment. 
 
 
companies with strong safety culture usually have 
less turnover 
 
 
studies have shown... 
that the hidden cost of acci...
- Exam (elaborations)
- • 6 pages •
NCCER BASIC SAFETY MODULE with complete solution 
saftey record 
is more than the number of days a company has worked without an accident. 
 
 
safety is? 
learned behavior and attitude. 
 
 
safety is a way of? 
working that must be incorporated into the company as a culture. 
 
 
Safety Culture 
is created when the whole company sees the value of safe work environment. 
 
 
companies with strong safety culture usually have 
less turnover 
 
 
studies have shown... 
that the hidden cost of acci...
NCCER INTRO TO CONSTRUCTION MATH MOD 2 2024 with complete solution
NCCER INTRO TO CONSTRUCTION MATH MOD 2 2024 with complete solution 
Convert 0.75 meters to centimeters 
D) 75.0 cm 
 
 
Percentage means? 
B) Out of 100 
 
 
Convert 0.86 into a fraction. Reduce to lowest terms. 
C)43/50 0.86/100=43/50 
 
 
The metric ruler is divided into? 
C) Millimeters and Decimeters 
 
 
A room measures 12 feet by 16 feet long. What is the square footage of this room? 
A) 192 
 
 
You have 5,814 feet of rope that you need to cut into 27- foot sections. How many sections do ...
- Exam (elaborations)
- • 3 pages •
NCCER INTRO TO CONSTRUCTION MATH MOD 2 2024 with complete solution 
Convert 0.75 meters to centimeters 
D) 75.0 cm 
 
 
Percentage means? 
B) Out of 100 
 
 
Convert 0.86 into a fraction. Reduce to lowest terms. 
C)43/50 0.86/100=43/50 
 
 
The metric ruler is divided into? 
C) Millimeters and Decimeters 
 
 
A room measures 12 feet by 16 feet long. What is the square footage of this room? 
A) 192 
 
 
You have 5,814 feet of rope that you need to cut into 27- foot sections. How many sections do ...
NCCER INTRO TO CONSTRUCTION MATH MOD 2 2024 with complete solution
NCCER INTRO TO CONSTRUCTION MATH MOD 2 2024 with complete solution 
ten thousands 
What is the place value of 7 in the number 576,312? 
 
 
36,211 
Thirty-six thousands, two hundred eleven pipe fittings have been ordered how would you write this in a whole number using digits? 
 
 
1,235 
Add the following numbers together 413, 718, 94, and 10. The sum is 
 
 
$1,050.00 
You receive $30.00 an hour as a pipe fitters working 40 hours a week. The taxes withheld from your paycheck are $110.00 federa...
- Exam (elaborations)
- • 3 pages •
NCCER INTRO TO CONSTRUCTION MATH MOD 2 2024 with complete solution 
ten thousands 
What is the place value of 7 in the number 576,312? 
 
 
36,211 
Thirty-six thousands, two hundred eleven pipe fittings have been ordered how would you write this in a whole number using digits? 
 
 
1,235 
Add the following numbers together 413, 718, 94, and 10. The sum is 
 
 
$1,050.00 
You receive $30.00 an hour as a pipe fitters working 40 hours a week. The taxes withheld from your paycheck are $110.00 federa...
The TEFL Academy (Level 5 TEFL Course). Assignment B complete. [Correctly Passed] A+ Grade.
Very good and very helpful seller
WOMENS HEALTH A PRIMARY CARE CLINICAL GUIDE 5TH EDITION YOUNGKIN SCHADEWALD PRITHAM TEST BANK QUESTIONS AND ANSWERS LATEST
Bates’ Guide To Physical Examination and History Taking 13th Edition Bickley Test Bank & Rationals
Texas Teachers Assessment 6 100 questions and answers
Detailed Answer Key For Medical Surgical Exam, A+ Solutions