Study guides, Class notes & Summaries
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New York State Insurance Bundled Exams Questions and Answers 100% Correct | Verified and Updated
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New York State Insurance Bundled Exams Questions and Answers 100% Correct | Verified and Updated
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NY Series 17-52 Questions and Answers 100% Pass
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NY Series 17-52 Questions and Answers 
100% Pass 
How many eligible employees must be included in a contributory health insurance plan? - 
Answer ️️ -50% 
A man works for Company A and his wife works for Company B. The spouses are covered by 
health plans through their respective companies that also cover the other spouse. If the husband 
files a claim, - Answer ️️ -The insurance through his company is primary. 
What is the period of coverage for events such as death or divorce under COB...
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New York Accident & Health Insurance Adjuster Latest 2024 Graded A+
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New York Accident & Health Insurance 
Adjuster Latest 2024 Graded A+ 
The New York Superintendent of Insurance is - Answer ️️ -Appointed by the governor of New 
York 
The primary responsibility of the Superintendent of Insurance is - Answer ️️ -Enforcing the 
state insurance laws and regulations. 
An independent adjuster - Answer ️️ -A person who acts on behalf of an insurer in 
investigating and adjusting claims and/ or performing any duties required by the insurer. 
A public adjust...
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New York Insurance Laws Questions and Answers Rated A
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New York Insurance Laws Questions and 
Answers Rated A 
The time limit on certain defenses under individual health policies in New York is: 
A 
20 days 
B 
3 years 
C 
90 days 
D 
2 years - Answer ️️ -D 
2 years 
The Superintendent may examine the books and records of any insurer based on the: 
A 
Permission of a producer 
B 
Authority granted by the state 
C 
Authority granted by the Secretary of State 
D 
Permission of the insurer - Answer ️️ -B 
Authority granted by the state 
If a li...
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New York Life Insurance Questions and Answers Already Passed
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New York Life Insurance Questions and 
Answers Already Passed 
Accelerated Benefits - Answer ️️ -Riders attached to life insurance policies which allow death 
benefits to be used to cover nursing or convalescent home expenses. 
Accidental Death Benefits - Answer ️️ -A policy rider that states that the cause of death will be 
analyzed to determine if it complies with the policy description of accidental death. 
Accidental Death Insurance - Answer ️️ -An insurance policy that provides ...
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NYS Life, accident, and health insurance Exam Already Passed
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NYS Life, accident, and health insurance 
Exam Already Passed 
Which type of life insurance policy is best suited for paying off the outstanding balance of a 30- 
year mortgage in the event of the insured's death? - Answer ️️ -30-year decreasing term. 
How many days notice does the ACA require insurers to give before rescinding coverage? - 
Answer ️️ -30 
A signed good health statement may be requested by a life producer at the time of - Answer ️️ 
-Policy Delivery 
Carol purchases ...
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New York State Property and Casualty Licensing Exam Questions and Answers Graded A+
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New York State Property and Casualty Licensing Exam 
Questions and Answers Graded A+ 
Pro Rata Liability Clause is included in an insurance policy to deal with the problem of - 
Answer ️️ -Duplicate insurance policies 
The purpose of this clause is to illustrate the method to determine each insurer's liability in case 
of a loss. Each insurer pays its fair share determined by the percentage that the carrier's limit 
bears to the total coverage carried. 
pro rata liability - Answer ️️ -...
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers 100% Pass
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NY Independent General Adjuster Exam - Series 17-70 
Questions and Answers 100% Pass 
Dram Shop Liability refers to: - Answer ️️ -Liquor Law Liability. 
The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the 
property from further loss. The additional loss that occurs as a result of his inactions may be 
denied because of what clause in the policy? - Answer ️️ -Neglect. 
To be eligible for the New York assigned risk auto plan a person must: - Answer...
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NY License Exam - New York General Insurance Laws Questions and Answers Rated A
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NY License Exam - New York General Insurance 
Laws Questions and Answers Rated A 
The Superintendent is the head of the Department of Insurance in New York. The _______ 
appoints the Superintendent to a four-year term. - Answer ️️ -governor 
If the Superintendent requests information during an examination or investigation and a person 
does not respond within ____ days, he or she may impose a penalty of up to $500 per day (not 
more than $10,000 total) for each day the person fails to respon...
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NY state insurance license practice exam questions/answers with verified solutions
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NY state insurance license practice exam 
questions/answers with verified solutions 
Under what circumstance does an accident and health insurer have the right to request an 
autopsy? 
1. When the claim exceeds an amount specified in the policy 
2. When 2 days have passed after death 
3. When not prohibited by state law 
4. When consent is given by the beneficiary - Answer ️️ -3. When not prohibited by state law 
Which of the following accurately describes the "time limit on certain defense...
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