FDCPA Study guides, Class notes & Summaries

FDCPA Test – Questions And Correct Answers

FDCPA Test Questions and Verified Solutions Latest Update True or False... The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local time for customers. - Answer -True (805)! True or False... The FDCPA takes precedence over any state laws governing debt collection. - Answer -False (816)@ A validation is - Answer -An explanation of what an agency must do if a debt is disputed. Required by FDCPA. Or a written statement of the customer's right to dispute a d...

FDCPA Test Prep | Questions and Correct Solutions 2024 How many times can a debt collector contact a third party to request a location information regarding the consumer? - Answer -one what information can you request from a third party? - Answer -The consumer's home address, home phone, and place of employment which of the following are right parties with whom can always discuss the debt? a) the consumer's parents b)the consumer's employer c) the consumer's accountant d) the execu...

FDCPA Exam Study Guide | Questions and Verified Solutions 2024 Update What is the definition of a consumer? a. A person who offers or extends credit b. A person who is obligated or allegedly obligated to pay a debt c. A person who collects debt - Answer -b. A person who is obligated or allegedly obligated to pay a debt Which of the below is not considered a 3rd party? a. The consumer's attorney b. The neighbor of the consumer c. Answering machine d. The mother of the consumer - Answer...

2024 FDCPA EXAM QUESTIONS AND ANSWERS WITH COMPLETE SOLUTIONS | GRADED A+

FDCPA EXAM 2024/ REAL QUESTIONS WITH CORRECT VERIFIED ANSWERS/LATEST

FDCPA EXAM 2024/ REAL QUESTIONS WITH CORRECT VERIFIED ANSWERS/LATEST

2024 FDCPA EXAM QUESTIONS AND ANSWERS WITH COMPLETE SOLUTIONS | GRADED A+

FDCPA EXAM 2024/ REAL QUESTIONS WITH CORRECT VERIFIED ANSWERS/LATEST

FDCPA Exam Questions and Answers with Complete Solutions |Rated A+

FDCPA Test with Complete Solutions | Verified & Updated| 7 pages In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - Answer ️️ -a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - Answer ️️ -a) debt collectors Debt collectors are prohibited from contacting debtors by which of the following means? a) Email b) Fax c) Postcard d) Social Media Messaging - Answer ️️ -c) Postcard The FDCPA is a...