Pertinen Study guides, Class notes & Summaries

The West Virginia Insurance Commissioner attains office in which of the following ways? - Gubernatorial appointment (Governor of WV) An offer of life insurance by an insurance company in West Virginia to individuals who are personally invited to apply on the basis of the offer is known as what type of solicitation? - Direct response When a producer is soliciting a client to effect a contract of insurance, the producer is engaged in - transacting insurance Courses are approvedfor continu...

Florida Statutes, Rules, and Regulations, Pertinent to Life Insurance Products Rated A+ Marketing Practices Insurance agents are required to be familiar with ALL Florida insurance regulations. The MOST important of these are: 1. Florida Life Insurance Solicitation Law - details information and procedures required of agents and insurers when proposing life insurance to a prospective buyer. 2. The Florida Replacement Rule - establishes requirements and procedures that the agents and insurers MUS...

Laws and Rules Pertinent to Insurance Questions and Answers Already Passed A form of medical health insurance covering the treatment and care of gum disease is called: Medicaid Major Medical Franchise health policy Dental expense insurance Dental expense insurance In South Carolina, what is the MAXIMUM length of time an insurer can defer payment of a cash surrender value of an annuity? 6 months 12 months 18 months 24 months 6 months When can a policy no longer be cancelled...

All of the following are examples of insurance advertisement EXCEPT A) A direct mail brochure announcing specific Accident and Health insurance plans B) A newspaper notice announcing free insurance advice C) A television spot announcing an insurance company's new product D) An employer newsletter announcing the availability of coverage for employees - Answer- D) An employee newsletter announcing the availability of coverage for employees Under the ACA, health coverage is provided...

Virginia Laws and Rules Pertinent to Insurance Questions and Answers Already Passed All of the following are examples of insurance advertisement EXCEPT A) A direct mail brochure announcing specific Accident and Health insurance plans B) A newspaper notice announcing free insurance advice C) A television spot announcing an insurance company's new product D) An employer newsletter announcing the availability of coverage for employees D) An employee newsletter announcing the av...

West Virginia Laws and Rules Pertinent to Insurance Questions and Answers Already Passed The West Virginia Insurance Commissioner attains office in which of the following ways? Gubernatorial appointment (Governor of WV) An offer of life insurance by an insurance company in West Virginia to individuals who are personally invited to apply on the basis of the offer is known as what type of solicitation? Direct response When a producer is soliciting a client to effect a contract of i...

Ch.18 Michigan Laws and Rules Pertinent to Insurance Questions and Answers Already Passed The act of using misrepresentation to induce an insured person to terminate an existing policy and purchase a new policy is referred to as twisting subrogation a life settlement coercion Twisting Providing incorrect, misleading, incomplete, or materially untrue information in the license application is forgery coercion embezzlement misrepresentation Misrepresentation In the ...

SSI ITC Final Exam Questions (A compilation of all SSI exam questions from the ITC text books and other pertinent questions from the exam from February 2024) Answered Correctly!!

Washington Laws and Rules Pertinent to Insurance Test Questions and Answers Latest 2024/2025 (100% Correct) Violations of US Code Title 18 section 1033, may result in correct answers Fine and/or imprisonment Charles is a producer who is licensed in Washington but resides in Oregon. Charles is considered to be a(n) correct answers Nonresident producer Before a producer may sell, solicit, or negotiate insurance from an insurer, the producer must have a(n) correct answers Appointment The act ...

Wisconsin Laws and Rules Pertinent to Life and Health Insurance Questions and Answers Latest Update Already Passed In regards to technology and the ACA, which of the following statements is correct? States which operate with an Exchange must offer an internet-based portal Health providers are compensated by a preferred provider organization (PPO) for normal dental procedures by what means? Decreased fee schedules An insured's statement of a policy's benefits which is to be used in...