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FCS 340 Test Questions with Complete Solutions
FCS 340 Test Questions with Complete Solutions Which of the following is not identified as a purpose of the book? - ANSWER Teach you to accumulate wealth. The authors suggested four answers to the question, "Why should I learn about family finance?" Which is not one of the four reasons? - ANSWER Community - becoming a stronger citizen or member of your community The second important question the authors suggested you ponder was, "What are the profound principles upon which the stewa...
- Exam (elaborations)
- • 2 pages •
FCS 340 Test Questions with Complete Solutions Which of the following is not identified as a purpose of the book? - ANSWER Teach you to accumulate wealth. The authors suggested four answers to the question, "Why should I learn about family finance?" Which is not one of the four reasons? - ANSWER Community - becoming a stronger citizen or member of your community The second important question the authors suggested you ponder was, "What are the profound principles upon which the stewa...
FCS 340 Exam Questions with Correct Answers
FCS 340 Exam Questions with Correct Answers If you lose your debit card and notify your financial institution within two days, how much are you potentially liable for? - ANSWER $50 When you select a financial services provider, what are major factors to consider? - ANSWER -Borrow money if needed. -Min. cost of checking & payment services -Bet return on savings What type of financial services do to the following provide? a. A credit card companyb. An investment companyc. A life insuran...
- Exam (elaborations)
- • 6 pages •
FCS 340 Exam Questions with Correct Answers If you lose your debit card and notify your financial institution within two days, how much are you potentially liable for? - ANSWER $50 When you select a financial services provider, what are major factors to consider? - ANSWER -Borrow money if needed. -Min. cost of checking & payment services -Bet return on savings What type of financial services do to the following provide? a. A credit card companyb. An investment companyc. A life insuran...
FCS-340 Exam 2 Questions with Correct Answers
FCS-340 Exam 2 Questions with Correct Answers If you lose your debit card and notify your financial institution within two days, how much are you potentially liable for? - ANSWER Anywhere between $50 to $500 When you select a financial services provider, what are major factors to consider? - ANSWER Convenience; Service; Interest rates (borrowing); Fees What type of financial services does a credit card company provide - ANSWER Short-term lending What type of financial services does a i...
- Exam (elaborations)
- • 5 pages •
FCS-340 Exam 2 Questions with Correct Answers If you lose your debit card and notify your financial institution within two days, how much are you potentially liable for? - ANSWER Anywhere between $50 to $500 When you select a financial services provider, what are major factors to consider? - ANSWER Convenience; Service; Interest rates (borrowing); Fees What type of financial services does a credit card company provide - ANSWER Short-term lending What type of financial services does a i...
FCS 340 Test 1 Questions with Correct Answers
FCS 340 Test 1 Questions with Correct Answers Higher consumer prices are likely to be accompanied by _______ interest rate. - ANSWER higher What is the definition of economics? - ANSWER Study of how wealth is created and distributed What is the Fed? - ANSWER Federal Reserves What is the main responsibility of the Fed? - ANSWER Regulate national money supply The "obtaining" component of financial planning is defined - ANSWER Foundation of financial planning, resources used for all f...
- Exam (elaborations)
- • 5 pages •
FCS 340 Test 1 Questions with Correct Answers Higher consumer prices are likely to be accompanied by _______ interest rate. - ANSWER higher What is the definition of economics? - ANSWER Study of how wealth is created and distributed What is the Fed? - ANSWER Federal Reserves What is the main responsibility of the Fed? - ANSWER Regulate national money supply The "obtaining" component of financial planning is defined - ANSWER Foundation of financial planning, resources used for all f...
FCS 340 Final Test Questions with Complete Solutions
FCS 340 Final Test Questions with Complete Solutions What is a closed-end mutual fund? What is an open-end mutual fund? - ANSWER Closed- shares issued by an investment company only when fund is organized Open- shares issued and redeemed by the investment company at the request of investors What is the net asset value? When is the net asset value calculates? - ANSWER value of a mutual fund / at the end of every day What is a load fund? What is a no-load fund? - ANSWER Load- a mutual fu...
- Exam (elaborations)
- • 9 pages •
FCS 340 Final Test Questions with Complete Solutions What is a closed-end mutual fund? What is an open-end mutual fund? - ANSWER Closed- shares issued by an investment company only when fund is organized Open- shares issued and redeemed by the investment company at the request of investors What is the net asset value? When is the net asset value calculates? - ANSWER value of a mutual fund / at the end of every day What is a load fund? What is a no-load fund? - ANSWER Load- a mutual fu...
FCS 340 Exam 3 Questions with Correct Answers
FCS 340 Exam 3 Questions with Correct Answers Traditional financial guidelines suggest that your home should cost about __________ times your annual income - ANSWER 20-30% List advantages and disadvantages of renting - ANSWER Advantages: Easy to move, financial benefits, lifestyle flexibility Disadvantages: No tax benefit, limitations on remodeling, restrictions on pets The opportunity to have another person take over rent payments and live in the rental unit is called ________________...
- Exam (elaborations)
- • 8 pages •
FCS 340 Exam 3 Questions with Correct Answers Traditional financial guidelines suggest that your home should cost about __________ times your annual income - ANSWER 20-30% List advantages and disadvantages of renting - ANSWER Advantages: Easy to move, financial benefits, lifestyle flexibility Disadvantages: No tax benefit, limitations on remodeling, restrictions on pets The opportunity to have another person take over rent payments and live in the rental unit is called ________________...
FCS 340 Ch 12 Exam Questions and Answers
FCS 340 Ch 12 Exam Questions and Answers relationship between income and divorce - ANSWER The lower the socioeconomic status the higher the probability of divorce Unexpected unemployment increase the possibility of marital breakdown Life cycle the divorce rate for people 50 and over has risen significantly Relationship between level of education and divorce - ANSWER People with lower educational achievements on average are more likely to divorce than those with higher levels of educati...
- Exam (elaborations)
- • 4 pages •
FCS 340 Ch 12 Exam Questions and Answers relationship between income and divorce - ANSWER The lower the socioeconomic status the higher the probability of divorce Unexpected unemployment increase the possibility of marital breakdown Life cycle the divorce rate for people 50 and over has risen significantly Relationship between level of education and divorce - ANSWER People with lower educational achievements on average are more likely to divorce than those with higher levels of educati...
FCS 340 Exam 1 Questions with Complete Solutions
FCS 340 Exam 1 Questions with Complete Solutions Which of the following is not identified as a purpose of the book? - ANSWER Teach you to accumulate wealth. The authors suggested four answers to the question, "Why should I learn about family finance?" Which is not one of the four reasons? - ANSWER Community: Becoming a stronger citizen and member of your community. The second important question the authors suggested you ponder: "What are the profound principles upon which the stewa...
- Exam (elaborations)
- • 7 pages •
FCS 340 Exam 1 Questions with Complete Solutions Which of the following is not identified as a purpose of the book? - ANSWER Teach you to accumulate wealth. The authors suggested four answers to the question, "Why should I learn about family finance?" Which is not one of the four reasons? - ANSWER Community: Becoming a stronger citizen and member of your community. The second important question the authors suggested you ponder: "What are the profound principles upon which the stewa...
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