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bundle for XCEL Florida Insurance Exam questions and correct answers
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- Package deal
- • 4 items •
- Florida Claims Adjuster Exam | 206 Questions with 100% Correct Answers • Exam (elaborations)
- Florida Insurance Exam (2-15) questions and answers 2024 • Exam (elaborations)
- Florida Insurance Exam 100% questions and correct answers • Exam (elaborations)
- Florida Insurance Exam questions and answers 2024 • Exam (elaborations)
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XCEL Florida Insurance Exam questions and correct answers
XCEL Florida Insurance Exam questions and 
correct answers 
What is the name of the law that requires insurers to disclose information gathering 
practices and where the information is obtained - ANSWERS Fair Credit Reporting Act 
Which of these describe a participating insurance policy - ANSWERS Policy owners 
are entitled to receive dividends 
Who elects the governing body of a mutual insurance company - ANSWERS 
Policyholders 
Which of the following requires insurer to disclose when an ap...
- Exam (elaborations)
- • 16 pages •
XCEL Florida Insurance Exam questions and 
correct answers 
What is the name of the law that requires insurers to disclose information gathering 
practices and where the information is obtained - ANSWERS Fair Credit Reporting Act 
Which of these describe a participating insurance policy - ANSWERS Policy owners 
are entitled to receive dividends 
Who elects the governing body of a mutual insurance company - ANSWERS 
Policyholders 
Which of the following requires insurer to disclose when an ap...
Florida Insurance Exam questions and answers 2024
Florida Insurance Exam questions 
and answers 2024 
The clause identifying which losses resulting from an accident or sickness are insured 
by the policy is called the: - ANSWERS Insuring clause 
K applies for a life insurance policy on herself and submits the initial premium with the 
application. She is given a receipt by the agent stating that coverage begins 
immediately if the application is approved. What kind of receipt was used? - ANSWERS 
Conditional 
A life insurance arrangement ...
- Package deal
- Exam (elaborations)
- • 12 pages •
Florida Insurance Exam questions 
and answers 2024 
The clause identifying which losses resulting from an accident or sickness are insured 
by the policy is called the: - ANSWERS Insuring clause 
K applies for a life insurance policy on herself and submits the initial premium with the 
application. She is given a receipt by the agent stating that coverage begins 
immediately if the application is approved. What kind of receipt was used? - ANSWERS 
Conditional 
A life insurance arrangement ...
Florida Insurance Exam 100% questions and correct answers
Florida Insurance Exam 100% questions 
and correct answers 
Risk - ANSWERS the chance of financial loss 
Risk is NOT the loss itself, but the _________ of loss. - ANSWERS CHANCE 
Policy - ANSWERS a written contract for effecting insurance and includes Clauses, 
Riders, endorsements, and papers which are part of the contract 
Insurance - ANSWERS a contract where one undertakes to indemnify another or pay a 
specific amount determined on contingencies 
Binders - ANSWERS temporary insurance whic...
- Package deal
- Exam (elaborations)
- • 9 pages •
Florida Insurance Exam 100% questions 
and correct answers 
Risk - ANSWERS the chance of financial loss 
Risk is NOT the loss itself, but the _________ of loss. - ANSWERS CHANCE 
Policy - ANSWERS a written contract for effecting insurance and includes Clauses, 
Riders, endorsements, and papers which are part of the contract 
Insurance - ANSWERS a contract where one undertakes to indemnify another or pay a 
specific amount determined on contingencies 
Binders - ANSWERS temporary insurance whic...
Florida Insurance Exam (2-15) questions and answers 2024
Florida Insurance Exam (2-15) questions and 
answers 2024 
A Supplementary Medical Expense policy combines the benefits of what two types of 
plans? - ANSWERS Basic Medical and Major Medical 
Which of the following is not correct concerning Health Maintenance Organizations? - 
ANSWERS They mandate enrollment for groups of 25 or more. 
Which is not true concerning a Hospital Fixed-Rate plan? - ANSWERS Benefits are 
paid directly to the hospital 
When benefits are paid to a policyowner covered ...
- Package deal
- Exam (elaborations)
- • 11 pages •
Florida Insurance Exam (2-15) questions and 
answers 2024 
A Supplementary Medical Expense policy combines the benefits of what two types of 
plans? - ANSWERS Basic Medical and Major Medical 
Which of the following is not correct concerning Health Maintenance Organizations? - 
ANSWERS They mandate enrollment for groups of 25 or more. 
Which is not true concerning a Hospital Fixed-Rate plan? - ANSWERS Benefits are 
paid directly to the hospital 
When benefits are paid to a policyowner covered ...
Florida Claims Adjuster Exam | 206 Questions with 100% Correct Answers
Florida Claims Adjuster Exam | 206 Questions with 100% 
Correct Answers 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks 
were listed as additional interests on his homeowner policy. The insurance company will 
make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests - CORRECT ANSWER D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the 
event of a ...
- Package deal
- Exam (elaborations)
- • 33 pages •
Florida Claims Adjuster Exam | 206 Questions with 100% 
Correct Answers 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks 
were listed as additional interests on his homeowner policy. The insurance company will 
make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests - CORRECT ANSWER D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the 
event of a ...
Florida Claims Adjuster Exam 4 | 206 Questions with 100% Correct Answers 2024/2025 updated
Florida Claims Adjuster Exam 4 | 206 Questions with 
100% Correct Answers 2024/2025 updated 
The following are basic characteristics of a property or liability insurance contract, 
except: 
A. Personal Contract 
B. Conditional Contract 
C. Loss of Settlement Contract 
D. Contract of Adhesion - CORRECT ANSWER Loss of Settlement Contract 
The Insurer's responsibility to pay for a property loss may be conditioned on the insured 
having used reasonable means to avoid the loss, to protect the pro...
- Package deal
- Exam (elaborations)
- • 9 pages •
Florida Claims Adjuster Exam 4 | 206 Questions with 
100% Correct Answers 2024/2025 updated 
The following are basic characteristics of a property or liability insurance contract, 
except: 
A. Personal Contract 
B. Conditional Contract 
C. Loss of Settlement Contract 
D. Contract of Adhesion - CORRECT ANSWER Loss of Settlement Contract 
The Insurer's responsibility to pay for a property loss may be conditioned on the insured 
having used reasonable means to avoid the loss, to protect the pro...
Florida Claims Adjuster Exam 3 | 207 Questions with 100% Correct Answers best solutions 2023/2024/2025
Florida Claims Adjuster Exam 3 | 207 Questions with 
100% Correct Answers best solutions 2023/2024/2025 
Severability - ANSWER Insurance applies separately to each insured as if other 
insureds did not exist. 
Abandonment - ANSWER Property insurance policies usually contain a(n) 
__________ clause, *stating the insured cannot dump damaged property on the insurer 
and demand its full value.* 
Insurable Interest - ANSWER One wherein economic loss would be suffered from an 
adverse happening t...
- Package deal
- Exam (elaborations)
- • 26 pages •
Florida Claims Adjuster Exam 3 | 207 Questions with 
100% Correct Answers best solutions 2023/2024/2025 
Severability - ANSWER Insurance applies separately to each insured as if other 
insureds did not exist. 
Abandonment - ANSWER Property insurance policies usually contain a(n) 
__________ clause, *stating the insured cannot dump damaged property on the insurer 
and demand its full value.* 
Insurable Interest - ANSWER One wherein economic loss would be suffered from an 
adverse happening t...
Florida Claims Adjuster Exam 2 | 206 Questions with 100% Correct Answers already passed 2023/2024/2025
Florida Claims Adjuster Exam 2 | 206 Questions with 
100% Correct Answers already passed 2023/2024/2025 
Severability - CORRECT ANSWER Insurance applies separately to each insured as if 
other insureds did not exist. 
 Abandonment - CORRECT ANSWER Property insurance policies usually contain 
a(n) __________ clause, *stating the insured cannot dump damaged property on the 
insurer and demand its full value.* 
 Insurable Interest - CORRECT ANSWER One wherein economic loss would be 
suffered f...
- Package deal
- Exam (elaborations)
- • 26 pages •
Florida Claims Adjuster Exam 2 | 206 Questions with 
100% Correct Answers already passed 2023/2024/2025 
Severability - CORRECT ANSWER Insurance applies separately to each insured as if 
other insureds did not exist. 
 Abandonment - CORRECT ANSWER Property insurance policies usually contain 
a(n) __________ clause, *stating the insured cannot dump damaged property on the 
insurer and demand its full value.* 
 Insurable Interest - CORRECT ANSWER One wherein economic loss would be 
suffered f...