1 Exam (elaborations) AD Banker Property & Casualty Practice Test perfect, 2024/2025. 2 Exam (elaborations) AD Banker Property and Casualty Comprehensive Exam 2024/2025. 3 Exam (elaborations) AD Banker P&C Comprehensive Test performed well 2024/2025. 4 Exam (elaborations) AD Banker Life Insurance E...
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Legally speaking, a producer has a __________ duty when handling life insurance premiums and applications for an insurer. - AnswersFiduciary It is the _________ who issues a Certificate of Authority enabling an insurer to conduct insurance business within a particular state. - AnswersState Insura...
Voorbeeld 3 van de 16 pagina's
In winkelwagenLegally speaking, a producer has a __________ duty when handling life insurance premiums and applications for an insurer. - AnswersFiduciary It is the _________ who issues a Certificate of Authority enabling an insurer to conduct insurance business within a particular state. - AnswersState Insura...
Insurers (Insurance companies or Carriers) - Answersmanufacture and sell insurance coverage by way of insurance policies or contracts. In California, any person capable of making a contract may be an insurer, subject to the restrictions imposed by the insurance code. In this case, a person is define...
Voorbeeld 3 van de 27 pagina's
In winkelwagenInsurers (Insurance companies or Carriers) - Answersmanufacture and sell insurance coverage by way of insurance policies or contracts. In California, any person capable of making a contract may be an insurer, subject to the restrictions imposed by the insurance code. In this case, a person is define...
Which of the follow is not a factor in premium determination? a. Reserves b. Interest c. Expesnes d. Mortality - Answersa. Reserves Which of the following best describes a Statement of Good Health? a. It is a sworn oral statement made by the insured at time of delivery which allows for cover...
Voorbeeld 2 van de 10 pagina's
In winkelwagenWhich of the follow is not a factor in premium determination? a. Reserves b. Interest c. Expesnes d. Mortality - Answersa. Reserves Which of the following best describes a Statement of Good Health? a. It is a sworn oral statement made by the insured at time of delivery which allows for cover...
An insured dies within the time limit of an Increasing Term Rider and the beneficiary receives the face amount plus the value of all paid premiums. Which rider is attached to the policy? a. Waiver of Premium b. Return of Cash Value c. Return of Premium d. Term to age 100 - Answersc. Return of P...
Voorbeeld 2 van de 10 pagina's
In winkelwagenAn insured dies within the time limit of an Increasing Term Rider and the beneficiary receives the face amount plus the value of all paid premiums. Which rider is attached to the policy? a. Waiver of Premium b. Return of Cash Value c. Return of Premium d. Term to age 100 - Answersc. Return of P...
A producer who is acting as an agent is representing: A The insured, the applicant and the beneficiary B Always the insured C The insured and the insurer D Always the insurer - AnswersD In order to be valid, a contract must be between individuals considered legally able to enter i...
Voorbeeld 4 van de 141 pagina's
In winkelwagenA producer who is acting as an agent is representing: A The insured, the applicant and the beneficiary B Always the insured C The insured and the insurer D Always the insurer - AnswersD In order to be valid, a contract must be between individuals considered legally able to enter i...
Insurers - Answers(Insurance Companies or Carriers) provide insurance coverage by issuing particular insurance policies or contracts Insurance Agencies - AnswersIndependent sales organizations that provide service and distribute insurance policies to consumers Insurance Agents or Producers - A...
Voorbeeld 3 van de 30 pagina's
In winkelwagenInsurers - Answers(Insurance Companies or Carriers) provide insurance coverage by issuing particular insurance policies or contracts Insurance Agencies - AnswersIndependent sales organizations that provide service and distribute insurance policies to consumers Insurance Agents or Producers - A...
Which of the following perils would be covered under a Dwelling policy? A Water discharged by a plumbing failure B Overflow of water from a sump pump C Water accumulating below the surface of the ground D Water leakage in a driveway - AnswersA Water discharged by a plumbing failure Which of t...
Voorbeeld 4 van de 46 pagina's
In winkelwagenWhich of the following perils would be covered under a Dwelling policy? A Water discharged by a plumbing failure B Overflow of water from a sump pump C Water accumulating below the surface of the ground D Water leakage in a driveway - AnswersA Water discharged by a plumbing failure Which of t...
Temporary Total Disability may be described as: - answersInability to return to any employment while recovering Supplementary Payment under Part A of the Personal Auto Policy? - answersA Up to $250 for the cost of bail bonds B Payment for lost earnings up to $200/day C Medical payments for an o...
Voorbeeld 4 van de 55 pagina's
In winkelwagenTemporary Total Disability may be described as: - answersInability to return to any employment while recovering Supplementary Payment under Part A of the Personal Auto Policy? - answersA Up to $250 for the cost of bail bonds B Payment for lost earnings up to $200/day C Medical payments for an o...
Warranty - AnswersAn applicant makes a statement on the insurance application which becomes part of the contract that she has an alarm system which qualifies her for a premium discount. This statement is considered a ________. Consideration - AnswersIn an insurance contract, the value that each p...
Voorbeeld 2 van de 11 pagina's
In winkelwagenWarranty - AnswersAn applicant makes a statement on the insurance application which becomes part of the contract that she has an alarm system which qualifies her for a premium discount. This statement is considered a ________. Consideration - AnswersIn an insurance contract, the value that each p...
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