Deferred annuity Study guides, Class notes & Summaries
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214 FLORIDA INSURANCE LIFE AND VARIABLE ANNUITY ACTUAL EXAM UPDATED
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214 FLORIDA INSURANCE LIFE AND 
VARIABLE ANNUITY ACTUAL EXAM 
UPDATED 
variable annuity - CORRECT ANSWER-there is no guarantee of the dollar amount of 
the payments, they fluctuate according to the value of an account vest primarly in 
common stocks 
join and survivor annuity - CORRECT ANSWER-covers two or more lives and contiunes 
in force so long as any one of them survives 
period certain annuity - CORRECT ANSWER-annuity imcome option that guarantees a 
definite minimum peroid of paymen...
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MICHIGAN LIFE AND HEALTH FINAL EXAM / 80+ QUESTIONS AND CORRECT ANSWERS 2023/2024 / GRADED A+.
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MICHIGAN LIFE AND 
HEALTH FINAL EXAM / 80+ 
QUESTIONS AND CORRECT 
ANSWERS 2023/2024 / 
GRADED A+. 
Final Exam-Michigan Life and Health 
1. What amount will be paid under a policy where the insured misstated his/her 
age?: an amount the premium would have purchased at the correct age 
2. the acceptance of a credit life application requires the submission of a 
certificate of insurance to the insured within_____ days: 30 days 
3. which of these is considered to be a Living benefit option in a lif...
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Insurance Exam AZ #1333 Latest Update Rated A
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Insurance Exam AZ #1333 Latest Update Rated A An insurer must keep advertising materials and records for at least how many years? 3 
The insurance coverage in a variable life insurance policy may vary based on the value of the underlying investments 
When is it acceptable to charge or receive a fee or service charge in addition to the premium in connection with the transaction of insurance? If the amount of the fee or service charge is reasonably related to the cost of the service. 
The dental s...
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PSI Life Exam Questions and Answers 100% Pass
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SI Life Exam Questions and Answers 100% Pass What kind of retirement plan can a 75-employee for profit corporation establish? Simple IRA 
The taxable portion of a monthly income benefit paid during the annuity phase from a nonqualified annuity is calculated using the Exclusion ratio 
Unfair claims settlement methods and practices by an insurance company include all of the following acts EXCEPT failure to pay all claims that are reported within 90 days after a loss occurs 
The settlement option t...
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Indiana Life Insurance Exam Questions & Answers Correctly Answered.
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Which of the following is NOT a characteristic of a Variable Annuity? 
A. Premium Payments may be level or flexible or single premium 
B. The cash values are invested in securities. 
C. The non-forfeiture values will provide for the return of the cash value should the annuitant die 
during the accumulation period. 
D. It provides for a tax-free death benefit. - Answer-D. It provides for a tax-free death benefit. 
All of the following policies provide for the tax deferred accumulation of cash val...
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Final Exam-Michigan Life and Health Questions and Answers 2023/2024
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What amount will be paid under a policy where the insured misstated his/her age? - Answer- an amount the premium would have purchased at the correct age 
 
the acceptance of a credit life application requires the submission of a certificate of insurance to the insured within_____ days - Answer- 30 days 
 
which of these is considered to be a Living benefit option in a life insurance policy - Answer- Accelerated death benefit 
 
loans obtained by a policy owner against the cash value of a life in...
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ARIZONA LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
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a whole life policy that provides a choice of dividend options include the following statement about dividends 
 
they accrue at a guaranteed rate 
 
they are deferred for one year 
 
they are not guaranteed 
 
they are guaranteed after the first year - correct answer they are not guaranteed 
 
When there is a named beneficiary on a life insurance policy, the death benefits 
 
1. are directed to a trustee if the insured has any outstanding debts 
 
2. are paid directly to the insured`s credito...
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Annuity – WebCE Exam 2023 Questions with Verified Answers
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Annuitization is - Answer- Accumulated values are converted into a stream of periodic income payments. 
 
How often can payments of annuities be paid out? - Answer- A specified term of years, for life, or a combination of the two. 
 
What is the reason (how has a consumer's priorities and needs shifted) that annuities are well suited for late-life retirement planning? - Answer- When a consumer priorities and needs typically shift from asset accumulation to income distribution 
 
What is the sta...
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Texas General Lines - Life, accident and health insurance PRACTICE EXAM Questions and Answers with complete solutions
- Exam (elaborations) • 52 pages • 2022
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Texas General Lines - Life, accident and health insurance 
PRACTICE EXAM Questions and Answers with complete 
solutions 
LIFE SECTION 1 
1) Sandra Timms, age 27, is advised by her producer to purchase Life insurance to 
cover a 20-year-amortized $50,000 business-improvement loan. Which of the following 
plans would adequately protect Ms. Timms at the minimum premium outlay? 
A- $50,000 Whole Life policy 
B- $50,000 Level Term policy for 20 years 
C- $50,000 20 Pay Life policy 
D- $50,000 Decreas...
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Texas Life and Health Insurance Exam (question and answers) 2022/2023
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At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act? - ANSWER Upon completion of the application 
 
Who elects the governing body of a mutual insurance company? - ANSWER policyholders 
 
An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the - ANSWER Fair Credit Reporting Act 
 
What type of reinsurance contract involves two companies automatically sharing their ri...
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