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Auto Damage Appraiser Samenvattingen, Aantekeningen en Examens
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New York State Auto Damage Bundled Exams with Verified Solutions
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New York State Auto Damage Bundled Exams with Verified Solutions
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New York State Auto Damage and Theft Quiz 17-71 Correctly Answered 2024/2024
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New York State Auto Damage and Theft 
Quiz 17-71 Correctly Answered 
2024/2024 
Jim Smith is involved in a collision claim and is no longer able to use the vehicle to go to 
work. This "loss of use" is referred to as a: 
Direct loss 
Indirect loss 
Loss evaluation 
Consequential loss - CORRECT ANSWER-Consequential loss 
When the rear of the vehicle is damaged and there is a gap between the trunk lid and 
the quarter panel, what else on the vehicle should the appraiser check? 
The center p...
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AUTO PHYSICAL DAMAGE BASICS Questions and Correct Solutions 2024
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AUTO PHYSICAL DAMAGE BASICS 
Questions and Correct Solutions 2024 
Actuator - Answer -Part of a computer system that makes physical adjustments to change how a system 
operates based on instructions it receives from the computer. 
Air Bag System - Answer -Safety system designed to prevent or reduce bodily injuries arising from auto 
accidents. When the car is involved in a collision of sufficient force, an inflatable cushion emerges within 
the passenger compartment that cushions the occupant's...
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AUTO BODY STEEL, CROWNS, & DAMAGE Questions and Correct Solutions 2024
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AUTO BODY STEEL, CROWNS, & 
DAMAGE Questions and Correct Solutions 
2024 
Types of body damage - Answer -Direct; Indirect; Minor; Major 
Direct Damage - Answer -Results in direct contact with an object. 
Holes, tears, gouges, and scratches are typical. 
Generally 10% of collisions result in direct damage 
Indirect Damage - Answer -Results from direct damage. 
Impact cause another panel to lift, buckle, or tear. 
Rear end collision may result in damage near middle of car 
Minor Damage - Answer -I...
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AUTO DAMAGE APPRAISER EXAM with Correct Solutions 2024
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AUTO DAMAGE APPRAISER EXAM with 
Correct Solutions 2024 
Aftermarket Parts - Answer -Non OEM 
OEM - Answer -Original Equipment Manufacture 
VIN - Answer -Vehicle ID Number 
17 Digits 
10th digit tells year 
Last 6 digits ID's the car 
Found on Dashboard 
U Bolts - Answer -Attached the axle to the leaf springs 
Power Breaks - Answer -Gets power from the booster 
Differentials - Answer -Delivers power to the wheel 
CV Joint - Answer -Constant Velocity Joint 
Deliver power to the front wheels 
4 o...
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NEW YORK STATE PENAL LAW AND DEFINITIONS With Correct Solutions 2024
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NEW YORK STATE PENAL LAW AND 
DEFINITIONS With Correct Solutions 2024 
Offense - Answer -Conduct where a fine or term of imprisonment may be imposed. Every crime is an 
offense, but not every offense is a crime 
Traffic Infraction - Answer -Speeding, running a red light, driving on cell phone, etc. 
Violation - Answer -Offense, which you cannot be sentenced to more than 15 days 
Misdemeanor - Answer -A or B; can be sentenced 15-365 days 
Felony - Answer -AI - E; can be sentenced in excess of 1 y...
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NY INDEPENDENT GENERAL ADJUSTER EXAM - SERIES 17-70 Questions and Correct Answers 2024
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NY INDEPENDENT GENERAL 
ADJUSTER EXAM - SERIES 17-70 
Questions and Correct Answers 2024 
Dram Shop Liability refers to: - Answer -Liquor Law Liability. 
The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the property 
from further loss. The additional loss that occurs as a result of his inactions may be denied because of 
what clause in the policy? - Answer -Neglect. 
To be eligible for the New York assigned risk auto plan a person must: - Answer -Hold a v...
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AUTOMOTIVE DAMAGE APPRAISERS TEST Questions and Correct Solutions 2024
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AUTOMOTIVE DAMAGE APPRAISERS 
TEST Questions and Correct Solutions 2024 
Authority of the Auto Damage Appraiser 
Licensing Board (M.G.L. C. 26 Sec. 8G; 212 
CMR 2.01) - Answer -2.01: Scope of Regulations 
(1) Purpose and Applicability. The purpose of 212 CMR 2.00 is to promote the public welfare 
and safety by improving the quality and economy of the appraisal and repair of damaged motor 
vehicles. Any licensed appraiser, individual or corporate entitywho employs licensed appraisers 
shall be bo...
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THE NEW YORK STATE PROPERTY AND CASUALTY EXAM Questions and Correct Solutions 2024
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THE NEW YORK STATE PROPERTY AND 
CASUALTY EXAM Questions and Correct 
Solutions 2024 
Ceding Insurer 
The insurer transferring the risk is called? 
Assuming insurer 
The insurer providing reinsurance to another insurance company is called? 
agent's contract with the principal because the principal grants authority to an agent through the agent's 
contract 
what documentation grants express authority to an agent? 
adhesion 
Insurance policies are not drawn up through negotiations, and an insure...
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NEW YORK AUTO EXAM 17-66 STUDY GUIDE with Verified Solutions 2024
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NEW YORK AUTO EXAM 17-66 STUDY 
GUIDE with Verified Solutions 2024 
All of the following are reasons that an adjuster should keep very detailed log notes, EXCEPT: - Answer - 
To produce notes that will support a fraudulent denial of claims. . 
The adjuster's log notes are used to determine negligent parties, to assist in detecting fraud, to become 
a part of the claims file, and to be used in future proceedings. The log notes are not intended to produce 
a fraudulent record to deny a claim. 
Wh...
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NEW YORK STATE PROPERTY AND CASUALTY INSURANCE EXAM with Verified Solutions 2024
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NEW YORK STATE PROPERTY AND 
CASUALTY INSURANCE EXAM with 
Verified Solutions 2024 
Physical damage coverage under a garage policy is a blanket limit for covered auto, an accurate 
statement? - Answer -Yes; The dealer's physical damage limit would be done on a blanket limit basis. This 
would apply to comprehensive and collision losses to the auto inventory of the dealer. This is done 
because it is simply not practical to schedule each dealer owned vehicle for physical damage. This is 
general...
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CHAPTER 10 PROPERTY DAMAGE AND INVASION with Correct Solutions 2024
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CHAPTER 10 PROPERTY DAMAGE AND 
INVASION with Correct Solutions 2024 
vandalism - Answer -Sometimes considered a form of criminal mischief, willful or malicious acts intended 
to damage property. 
Computer Fraud and Abuse Act (CFAA) - Answer -Federal legislation that criminalizes various types of 
cybercrime 
surreptitious remaining - Answer -A person has lawful access to the property but then remains until he 
or she no longer does, and intends to commit a crime. 
hacking - Answer -Breaking int...