South Carolina Life and Health Study guides, Class notes & Summaries

The branch of dentistry which deals with the replacement of missing parts is called Endodontics Periodontics Orthodontics Prosthodontics - correct answer Prosthodontics How many months can a life insurance policy normally be backdated from the date of application? 3 6 9 12 - correct answer 6 HIPAA considers which of the following as "individually identifiable health information"? - correct answer A person's health claim information Which of the following is NOT ...

A closed network plan offers a primary physician copay of $25. If a subscriber chooses a primary care physician outside of the network, the subscriber will likely pay - correct answer 100% of the billed amount What does Coordination of Benefits allow? - correct answer Allows the secondary payor to reduce their benefit payments so no more than 100% of the claim is paid A waiver of premium rider allows an insured to waive premium payments if the insured is - correct answer completely and per...

FINAL EXAM - SOUTH CAROLINA LIFE AND HEALTH

FINAL EXAM - SOUTH CAROLINA LIFE AND HEALTH

a cash surrender value of an annuity? - ANSWER-6 months Which of these is affected by the frequency of an insurance policy's premium payments? - ANSWER-Cost In an insurance contract, the insurer is the only party legally obligated to perform. Because of this, an insurance contract is considered - ANSWER-unilateral Which of these licensees MUST be appointed in order to conduct insurance business? - ANSWER-Producer A master contract and certificate of coverage can be found in which type of po...

What does Coordination of Benefits allow? - ANSWER-Allows the secondary payor to reduce their benefit payments so no more than 100% of the claim is paid A waiver of premium rider allows an insured to waive premium payments if the insured is - ANSWER-completely and permanently disabled Under the Time Limit of Certain Defenses Provision, a disability policy is incontestable after it has been in force for a period of - ANSWER-2 years In what part of an insurance policy are policy benefits ...

What does Coordination of Benefits allow? - ANSWER_Allows the secondary payor to reduce their benefit payments so no more than 100% of the claim is paid A waiver of premium rider allows an insured to waive premium payments if the insured is - ANSWER_completely and permanently disabled Under the Time Limit of Certain Defenses Provision, a disability policy is incontestable after it has been in force for a period of - ANSWER_2 years In what part of an insurance policy are policy benefits ...

A closed network plan offers a primary physician copay of $25. If a subscriber chooses a primary care physician outside of the network, the subscriber will likely pay - 100% of the billed amount What does Coordination of Benefits allow? - Allows the secondary payor to reduce their benefit payments so no more than 100% of the claim is paid A waiver of premium rider allows an insured to waive premium payments if the insured is - completely and permanently disabled Under the Time Limit of ...

The branch of dentistry which deals with the replacement of missing parts is called Endodontics Periodontics Orthodontics Prosthodontics - Prosthodontics How many months can a life insurance policy normally be backdated from the date of application? 3 6 9 12 - 6 HIPAA considers which of the following as "individually identifiable health information"? - A person's health claim information Which of the following is NOT taken into consideration when determining eli...