Michigan insurance Study guides, Class notes & Summaries
Looking for the best study guides, study notes and summaries about Michigan insurance? On this page you'll find 692 study documents about Michigan insurance.
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Michigan Life Insurance State Exam | 150 Questions and Answers 100% Correct
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Michigan Life Insurance State Exam | 150 Questions and Answers 100% Correct
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MICHIGAN LIFE AND HEALTH FINAL EXAM / 80+ QUESTIONS AND CORRECT ANSWERS 2023/2024 / GRADED A+.
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MICHIGAN LIFE AND 
HEALTH FINAL EXAM / 80+ 
QUESTIONS AND CORRECT 
ANSWERS 2023/2024 / 
GRADED A+. 
Final Exam-Michigan Life and Health 
1. What amount will be paid under a policy where the insured misstated his/her 
age?: an amount the premium would have purchased at the correct age 
2. the acceptance of a credit life application requires the submission of a 
certificate of insurance to the insured within_____ days: 30 days 
3. which of these is considered to be a Living benefit option in a lif...
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Michigan Life Insurance State Exam Questions and Answers 2024 Correctly done
- Exam (elaborations) • 35 pages • 2023
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Michigan Life Insurance State Exam Questions and Answers 2024 Correctly done
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Michigan Insurance Test | 170 Questions with Verified Answers | Latest 2024/2025
- Exam (elaborations) • 33 pages • 2024
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All of the following are functions of an insuring clause EXCEPT 
a. States the conditions under which the policy will pay 
b. Outlines the kind of benefits provided 
c. Primarily describes the free-look period 
d. Provides the policy's scope and limits of coverage ️ c. Primarily 
describes the free-look period 
The policyholder for a group health benefit plan is considered to be the 
a. Employee 
b. Employer 
c. Liaison 
d. Insurer ️ b. Employer 
Matt is applying for life insurance and requ...
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Final Exam-Michigan Life and Health Questions and Answers Already Passed
- Exam (elaborations) • 40 pages • 2024
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Final Exam-Michigan Life and Health 
Questions and Answers Already Passed 
 
What amount will be paid under a policy where the insured misstated his/her age? an amount 
the premium would have purchased at the correct age 
 
the acceptance of a credit life application requires the submission of a certificate of insurance to 
the insured within_____ days 30 days 
 
which of these is considered to be a Living benefit option in a life insurance policy 
Accelerated death benefit 
 
loans obtained by ...
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Michigan life insurance state exam answer key Correct 100%
- Exam (elaborations) • 35 pages • 2023
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Which is TRUE regarding the annuitant, when the annuitant is NOT the policy owner? 
 
1. The annuitant has the right to name the beneficiary 
 
2. The annuitant is the person paying the premiums 
 
3. The cash value is available to the annuitant for withdrawals 
 
4. Annuity payments will be based on the annuitants life expectancy - ANSWER Annuity payments will be based on the annuitants life expectancy 
 
Signing an applicants name for insurance is known as...? 
1. Concealment 
 
2. Defamation...
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Michigan Insurance Test | 170 Questions and Answers 100% Correct
- Exam (elaborations) • 34 pages • 2023
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Michigan Insurance Test | 170 Questions and Answers 100% Correct
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Michigan P & C Insurance Exam Test Question and answers already passed 2023/2024
- Exam (elaborations) • 8 pages • 2024
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Michigan P & C Insurance Exam Test Question and answers already passed 2023/2024 
Termination of Insurance for auto and home must be sent to last know address no later than - correct answer 30 days before cancellation 
 
Termination of casualty insurance cannot take place until- from the mailing date - correct answer 10 days 
 
PIP in auto insurance covers individual care from a family member for - correct answer a limit of $20 a day for three years 
 
limited collision - correct answer shall pa...
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Michigan Life Insurance State Exam Solved 100% Correct
- Exam (elaborations) • 35 pages • 2023
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Under a traditional IRA, interest is taxed: 
 
Only if withdrawn prior to age 59 1/2 
 
According to the capital gains rate 
 
Upon distribution 
 
During the accumulation phase - ANSWER-Upon distribution 
 
Which of these statements concerning Traditional IRAs is CORRECT? 
 
Earnings are not taxable when withdrawn 
 
Earnings are taxable when withdrawn 
 
Contribution are never tax deductible 
 
Contributions are always made by the employer - ANSWER-Earnings are taxable when withdrawn 
 
Wh...
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Indiana State Life and Health Insurance Exam Questions and Answers Already Passed
- Exam (elaborations) • 103 pages • 2024
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Indiana State Life and Health Insurance Exam Questions and Answers Already Passed 
How many days is a temporary producers license valid? 
30 
60 
90 180 180 
In Indiana, the maximum fine the the commissioner can impose on a producer or company who violates a cease and desist order is___per violation? 
$10,000 
$15,000 
$20,000 $25,000 $25,000 
Which of these is an example of twisting? 
A producer maliciously aligns another insurance company's financial status 
A producer misrepresents a policy ...